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These Terms of Use (“Terms”) govern your access to and use of the public website and tools operated by Quadlem, LLC (“Quadlem, LLC,” “we,” “us,” or “our”) at this domain and related subdomains (collectively, the “Site”), including BinCheck features made available for general use.
Important — no direct sale on the Site. The Site provides information, utilities, and links. We do not sell subscription, API, or other commercial services directly through checkout or contracting flows on the Site itself. Where you choose to obtain paid capabilities, you will be directed to or will access our separate hosted environment (the “Platform”) that is also operated by Quadlem, LLC. The Platform is subject to its own terms of service, order forms, acceptable use policies, and privacy notices presented at the point of registration, purchase, or continued use. In the event of a conflict between these Terms and the Platform terms solely as they relate to Platform services, the Platform terms control for those services.
By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. Eligibility and authority
You represent that you are lawfully able to enter into contracts in your jurisdiction and, if you use the Site on behalf of an organization, that you have authority to bind that organization. You must comply with all applicable laws when using the Site.
2. Permitted use; acceptable use
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to: (a) attempt to gain unauthorized access to the Site, systems, or networks; (b) interfere with or disrupt the integrity or performance of the Site; (c) use the Site to develop or validate fraudulent payment instruments, evade issuer controls, or facilitate unlawful activity; (d) scrape, harvest, or automate access to the Site in a manner that imposes an unreasonable load or circumvents technical limitations, except where we expressly permit it in writing; (e) reverse engineer non-open components of the Site except to the extent mandatory law allows; or (f) remove or obscure proprietary notices.
We may suspend or terminate access if we reasonably believe you have violated these Terms or pose a risk to the Site, users, or third parties.
3. Accounts and the Platform
Certain features may require you to create an account or authenticate on the Platform. Platform accounts, credentials, billing, and service levels are governed solely by the Platform agreements and policies. The Site may display summaries or marketing information about Platform capabilities; such summaries are informational only and do not modify Platform contracts.
4. Intellectual property
The Site, including its design, text, graphics, logos, software, and compilation of data, is owned by Quadlem, LLC or its licensors and is protected by intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or internal business purposes. Except as expressly permitted, you may not copy, modify, distribute, sell, lease, or create derivative works from the Site.
5. Third-party links and integrations
The Site may reference or link to third-party websites, data sources, or services. We do not control third parties and are not responsible for their content, policies, or practices. Your use of third-party resources is at your own risk and subject to the third party’s terms.
6. Disclaimers
THE SITE AND ANY INFORMATION, TOOLS, OR OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
BIN and related data may be incomplete, outdated, or incorrect. Outputs are not a substitute for verification with card networks, issuers, or qualified professionals. See also our Disclaimers page.
7. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL QUADLEM, LLC, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS (US $100) OR (B) THE AMOUNTS YOU PAID TO US FOR THE SPECIFIC SITE-RELATED SERVICE GIVING RISE TO THE CLAIM DURING THE THREE (3) MONTHS BEFORE THE EVENT (EXCLUDING AMOUNTS PAID UNDER SEPARATE PLATFORM AGREEMENTS, WHICH ARE GOVERNED BY THOSE AGREEMENTS).
Some jurisdictions do not allow certain limitations; in such cases, our liability will be limited to the fullest extent permitted by applicable law.
8. Indemnity
You will defend, indemnify, and hold harmless Quadlem, LLC and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of applicable law or third-party rights.
9. Governing law; disputes
These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law principles that would require application of another jurisdiction’s laws, except where preempted by federal law or where mandatory consumer protection rules of your place of residence apply despite this choice of law.
Except where prohibited by law, you agree that exclusive jurisdiction and venue for disputes arising out of or relating to these Terms or the Site shall lie in the state or federal courts located in Delaware, and you consent to personal jurisdiction there.
10. Changes
We may modify these Terms at any time by posting an updated version on the Site and updating the “Last updated” date. Your continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, discontinue use of the Site.
11. General
These Terms constitute the entire agreement between you and Quadlem, LLC regarding the Site and supersede prior understandings on that subject. If any provision is held unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
12. Contact
Questions about these Terms may be directed to [email protected] or through the Contact page on the Site.