Powerful REST API for real-time credit card BIN validation, issuer identification, and IP-based fraud detection. Trusted by thousands of businesses worldwide.
Average response time under 100ms. High-performance infrastructure ensures minimal latency.
Enterprise-grade reliability with redundant systems and automatic failover protection.
Comprehensive database updated daily with the latest BIN ranges from issuers worldwide.
Our credit card BIN checker API service provides the most reliable and accurate solution for verifying the authenticity of credit and debit cards. Available exclusively through the RapidAPI marketplace, we deliver enterprise-grade card validation trusted by businesses worldwide.
With our API, you can instantly verify the issuing bank, card type, card level, and other critical details of any credit or debit card. This enables informed decisions for fraud prevention, identity verification, and comprehensive risk management.
Our commitment to accuracy, reliability, and developer experience makes us the preferred choice for businesses of all sizes.
We utilize cutting-edge technology and continuously updated data sources to ensure our API delivers the most accurate and current information on credit and debit cards.
Our RESTful API is designed for effortless integration with your existing systems and workflows. Get started in minutes with comprehensive documentation and code examples.
All API communications are encrypted via HTTPS. We never store or log card numbers—only BIN prefixes are processed to protect sensitive data.
From free tiers for testing to unlimited plans for enterprise use, our pricing scales with your business. No hidden fees or unexpected charges.
Our database covers card issuers from over 200 countries and territories, supporting all major card networks including Visa, Mastercard, Amex, Discover, JCB, and UnionPay.
Our technical support team is available to help you with integration questions, troubleshooting, and custom solutions. We respond within 24-48 hours on business days.
Whether you are a financial institution, e-commerce merchant, or online service provider, our API streamlines your verification processes and protects your business.
Banks and fintech companies use our API for regulatory compliance, AML screening, and transaction monitoring.
Online retailers protect against chargebacks and fraudulent purchases by validating cards at checkout.
PSPs and payment gateways route transactions efficiently based on card type, issuer, and country.
SaaS platforms validate cards before storage for recurring billing, reducing failed payments and churn.
Integrating our BIN Checker API is simple. Follow these steps to start validating cards in your application.
Sign up for a free RapidAPI account to access our API marketplace.
Choose a plan that fits your needs—start free or select a paid tier for higher limits.
Copy your unique API key from the RapidAPI dashboard to authenticate requests.
Integrate the API into your application and start validating BINs instantly.
Two powerful endpoints to cover all your card validation and fraud prevention needs.
/api/v2/bin/{BIN_NUMBER}
Retrieve detailed information about a credit or debit card based on its Bank Identification Number (BIN). The BIN is the first 6-8 digits of a card number that identifies the issuing institution.
| Parameter | Type | Required | Description |
|---|---|---|---|
| BIN_NUMBER | string | Required | The first 6-8 digits of the card number (BIN/IIN) |
| Field | Type | Description |
|---|---|---|
| scheme | string | Card network (VISA, MASTERCARD, AMEX, DISCOVER, JCB, etc.) |
| type | string | Card type: CREDIT, DEBIT, or PREPAID |
| level | string | Card tier: CLASSIC, GOLD, PLATINUM, BUSINESS, CORPORATE, etc. |
| is_commercial | boolean | Indicates if the card is issued for business/commercial use |
| is_prepaid | boolean | Indicates if the card is a prepaid card |
| issuer | object | Issuing bank details: name, website, and phone number |
| country | object | Country information: name, ISO codes, currency, region, and more |
/api/v2/bin/{BIN_NUMBER}/{IP_ADDRESS}
Combines BIN lookup with IP geolocation and proxy detection. This endpoint verifies whether the cardholder's IP address matches the card's country of issuance—a critical check for fraud prevention.
| Parameter | Type | Required | Description |
|---|---|---|---|
| BIN_NUMBER | string | Required | The first 6-8 digits of the card number |
| IP_ADDRESS | string | Required | IPv4 or IPv6 address of the user |
| Field | Type | Description |
|---|---|---|
| IP_BIN_match | boolean | True if IP country matches BIN country—critical fraud indicator |
| is_proxy | boolean | Detects VPN, proxy, or Tor exit nodes |
| proxy.type | string | Proxy type: VPN, PUB (public), WEB, TOR, DCH (data center), etc. |
| proxy.threat | string | Known threat indicators associated with the IP |
| latitude/longitude | float | Geographic coordinates of the IP address |
Here is a complete JSON response example from the BIN + IP verification endpoint.
{
"success": true,
"code": 200,
"BIN": {
"valid": true,
"number": 444353,
"length": 6,
"scheme": "VISA",
"brand": "VISA",
"type": "DEBIT",
"level": "BUSINESS",
"is_commercial": "true",
"is_prepaid": "false",
"is_reloadable": "true",
"currency": "USD",
"issuer": {
"name": "JPMORGAN CHASE BANK, N.A.",
"website": "https://www.chase.com",
"phone": "+12122706000"
},
"country": {
"name": "UNITED STATES",
"native": "United States",
"flag": "🇺🇸",
"numeric": "840",
"capital": "Washington, D.C.",
"currency": "USD",
"currency_name": "United States dollar",
"currency_symbol": "$",
"region": "Americas",
"subregion": "Northern America",
"idd": "1",
"alpha2": "US",
"alpha3": "USA",
"language": "English",
"language_code": "EN"
}
},
"IP": {
"IP": "2.56.188.79",
"ip_version": 4,
"valid": true,
"alpha2": "US",
"flag": "🇺🇸",
"country": "United States of America",
"region": "Texas",
"city": "Dallas",
"latitude": 32.78306,
"longitude": -96.8065,
"zip_code": "75270",
"time_zone": "-05:00",
"current_time": "2026-01-17T05:33:59-05:00",
"is_proxy": true,
"isp": "Clouvider Limited",
"asn": "62240",
"IP_BIN_match": true,
"IP_BIN_match_message": "The IP address country matches the country of the BIN",
"proxy": {
"type": "PUB",
"country_code": "US",
"country_name": "United States of America",
"region_name": "Texas",
"city_name": "Dallas",
"isp": "Clouvider Limited",
"domain": "clouvider.co.uk",
"usage_type": "DCH",
"asn": "62240",
"as": "Clouvider Limited",
"last_seen": "30 Days ago",
"threat": "-",
"provider": "-"
}
}
}Discover how businesses leverage our API to enhance security, streamline operations, and reduce fraud.
Identify high-risk transactions before they occur. When a customer's IP address country doesn't match their card's issuing country, it's a significant fraud indicator.
Route transactions to the appropriate payment processor based on card type, issuer, and country. Reduce processing fees and improve authorization rates.
Enhance your Know Your Customer processes by verifying that card details match user-provided information. Essential for financial compliance.
Protect your online store from chargebacks and fraudulent purchases. Implement risk scoring based on card and IP analysis.
Banks and fintech companies use BIN data for regulatory compliance, anti-money laundering (AML), and transaction monitoring.
Validate cards upfront before storing them for recurring charges. Reduce failed payments and involuntary churn.
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All plans include full API access, JSON response format, and HTTPS encryption. Prices are billed monthly.
Join thousands of businesses using our API to prevent fraud and streamline payments. Start with our free plan today.
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